Frequently Asked Questions

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We offer a full range of financial services, including personal and business banking, loans, mortgages, wealth management, and digital banking solutions.

Community support is at the heart of what we do. We invest in local development programs, support education and non-profit initiatives, and encourage volunteerism among our employees to strengthen the communities we serve.

Yes. We offer tailored financial products for small businesses, including business checking accounts, commercial loans, credit lines, and advisory services to help entrepreneurs grow and succeed.

Our IPO marked a major milestone in our history, providing the capital to expand our services, strengthen our financial position, and increase our ability to support customers and communities.

OceanFirst Bank has continuously evolved, embracing technological advancements to deliver digital banking solutions while maintaining our commitment to personal service. Our strategic growth ensures we remain a reliable and forward-looking partner to our clients and communities.

Customers can open checking, savings, money market, and certificate of deposit (CD) accounts, along with retirement and investment accounts.

Yes. We strive to keep transaction fees among the lowest in the industry, ensuring cost-effective banking without compromising on service quality.

We use advanced encryption, fraud monitoring, and multi-factor authentication to safeguard your personal and financial data. Security is our top priority.

Yes. Our digital banking tools allow you to check balances, transfer funds, pay bills, deposit checks, and manage your finances anytime, anywhere.

Yes. OceanFirst Bank supports Bitcoin deposits and payments through our digital banking platform. Customers can deposit Bitcoin securely, convert it into traditional currency, and use it for banking transactions.

Yes. Eligible Bitcoin deposits may earn profit through our cryptocurrency-linked investment and savings programs. Returns vary depending on market performance and chosen investment options. Customers can monitor and withdraw profits through their OceanFirst Bank account dashboard.

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